Types of insulation
The amount of money you are willing to invest in insulation will of course depend on your personal finances. But remember that the initial investment will pay for itself in reduced energy consumption, particularly where the amount already installed is substantially less than recommended. If fuel and electrical power costs rise, it will make even more sense to invest in insulation. If you are financing a new home, or a major home improvement, you may wish to check to see if banks in your area allow larger loan amounts for energy efficient housing.
Once you have located the areas in your house requiring insulation, and have determined what R-value is needed, you will need to decide what type to buy. Remember, for a given type and weight of insulation, the thicker it is, the higher its R-value. It is important to know that the different forms of insulation can be used together. For example, you can add batt or roll insulation over loose-fill insulation, or vice-versa. Usually, material of higher density (weight per unit volume) should not be placed on top of lower density insulation that is easily compressed. Doing so will reduce the thickness of the material underneath and thereby lower its R-value.